With your mobile device, you have access to your email, bank, social media, etc. And it's super convenient right?! Unfortunately, if you're not smart it could provide the same convenient access to criminals. So, how can you be smart about it? Well, here are a few tips.
1. Use a pass-code to lock your smartphone and other devices. If your device gets lost or stolen, it will be harder for anyone to take your info.
2. Log out completely when you finish a mobile banking session.
3. Protect your phone from viruses and malicious software just like you do for your computer. Install mobile security software.
4. Use caution when downloading apps. Apps can contain malicious software, worms, and viruses. Beware of apps that ask for unnecessary “permissions.”
5. Download the updates for your phone and mobile apps. Often they hold security updates as well.
6. Avoid storing personal information like passwords or a social security number on your mobile device.
7. Tell your financial institution immediately if you change your phone number or lose your mobile device.
8. Be aware of shoulder surfers. The most basic form of information theft is observation. Be aware of your surroundings especially when you’re punching in sensitive information.
9. Wipe your mobile device before you donate, sell or trade it. There is specialized software you can use or ask about the manufacturer’s recommended technique. Some software even allows you to wipe your device remotely if it missing or stolen.
10. Mobile phishing happens. Avoid opening links or attachments in emails and texts, especially from senders you don’t know. And be wary of ads (not from your security provider) claiming that your device is infected.
11. Don't Always Use Public Wi-Fi. Public connections aren't very secure, so don’t perform banking transactions on a public network. If you need to access your account, try disabling the Wi-Fi and switching to your mobile network.
12. Report any suspected fraud to your bank immediately.
