Friday, September 25, 2015

How are YOU making a hacker's life easy?



The Internet is a powerful tool. Connect with family and friends, run a small business, save time running errands. But, take precautions. We'll be sharing some in this post. 

You could accidentally be making it super easy for a hacker to take your information. Who wants their money and/or identity stolen? Not us! You will be able to better protect yourself and your information.

Hackers are always on the lookout for information they can use to clean out your bank account. Let's work together to stop them. 

Here is how you might be making it easy for someone to hack you:

Using public networks
Enjoying a latte in your favorite coffee shop while doing your banking sounds nice. Sending personal financial information over an unsecured and shared wi-fi network isn't.  By using public networks, you are basically inviting a hacker to take your information.

Stick to your private home wi-fi or data. Even logging onto a social media site can give a hacker useful information - such as answers to your security questions. 

If you are using a private network, be sure you're using a secure browser. Before entering personal or financial information, look for the "https" at the beginning of the web address. The padlock icon in the corner of the browser also signals that the website is encrypted and safe. 
Tossing devices without removing info
Dumpster diving doesn't just apply to paper statements and discarded credit cards anymore. If you recycle/donate old cellphones or computers without removing personal and financial information, someone could easily take your information.

For computers, use a wipe utility program to overwrite the entire hard drive.

Mobile devices vary. Check the owner's manual, service provider website, or device manufacturer's website for information. Follow the steps given, then, remove the SIM card from the device.
 
Forgetting to watch your accounts
If you don't watch your accounts for strange or unauthorized activity, a hacker might take small amounts from your account and you won't even notice. Purchases you didn't make or transfers you never authorized are a red flag. 

If you notice something out of place, contact your financial institution immediately. This lessens the damage caused and prevents further misuse of your information.
 
By following these tips, you are protecting yourself against hackers and identity theft. Be proactive!